Insurance & Fees

A healthy relationship is based on trust, and at Virginia Women’s Center, we believe open communication and transparency about care options and their costs are essential.

We know that health care costs impact your personal finances. Our care coordinators will help you understand the cost of services and your insurance benefits.

If you have general questions about insurance plan acceptance, call us at 888.774.8428.

To find out if a particular physician or clinician participates in your plan, call 888.774.8428. Some insurance plans require you to obtain authorization before seeing us. We encourage you to determine the extent of your benefits before initiating treatment.

Most insurance companies cover annual well-woman exams. Most insurance plans require a co-payment or a payment toward your deductible at the time of your visit for all other services. To make it easy, we accept checks, VISA, Mastercard, Discover, FSA and HSA cards.

Please bring your insurance card, valid photo ID, and co-payment or payment toward your deductible to each visit.

If your plan requires preauthorization or precertification, we’ll help you obtain benefits and pre-certify your services so that you can receive the maximum benefits for your medical care.

If your insurance changes, please let us know at your next visit or call 888.774.8428.

Insurance & Fees

Virginia Women’s Center works with most major insurance carriers. But as you know, coverage varies from plan to plan:

  • Aetna Better Health Virginia
  • Aetna Commercial/Medicare
  • Anthem BCBS
  • Apostrophe
  • Cigna Healthcare
  • Humana
  • Humana Military Tricare
  • Molina Complete Care Virginia
  • Medicare – Palmetto GBA – VA
  • Medicare – Palmetto GBA – VA – Revalidation
  • Multiplan/PHCS
  • Piedmont Community Health Plan
  • Railroad Medicare Virginia
  • Sentara Health Plans – Commercial
  • Sentara Health Plans – Medicaid
  • Sentara Health Plans – Medicare
  • United Healthcare
  • United Healthcare Community Plan – Virginia
  • Virginia Health Network
  • Virginia Medicaid
  • Virginia Premier
  • Virginia Premier Elite/Elite Plus
  • WebTPA – Custom Ink

*Medicaid participation is optional and varies amongst Privia providers – please verify participation prior to your visit.

Note: You should always check with your Privia provider to verify plan and product coverage as this is not an exhaustive list, and plans change frequently.

Payment Options

We accept cash, Visa, Mastercard, Discover, American Express, and personal checks.


We encourage patients to keep a credit card on file to make the checkout process easier, faster, and more efficient. You will no longer receive statements from us, but you will continue to receive your Explanation of Benefits (EOB) from your insurance carrier once your claim has been processed, detailing the charges and payments made on your behalf.

At check-in we will:

  • scan the credit card of your choice, including your Flexible Spending Account (FSA) or Health Savings Account (HSA) card

After your insurance has paid their portion, we will:

  • notify you via email of the balance owed
  • charge the balance owed to your card on file
  • email a receipt for the charge

Your credit card information will always be fully protected by our off-site, card-processing partner Elavon, and not on our computers, as required by industry standards (Payment Card Industry Data Security Standard – PCI-DSS).


Missed Appointment $50
Late Cancellation $50


Additional Resources

Avoiding Surprises in Your Medical Bills

Avoiding Surprises in Your Medical Bills (Spanish)

Understanding Healthcare Prices: A Consumer Guide

Understanding Healthcare Prices: A Consumer Guide (Spanish)

Planning For a Medical Procedure